Customers

• Easy to use tool
• Fast, convenient and secure payment
• All you need is a mobile phone and a valid payment instrument
• Two-step registration
• User friendly interface

• Wide Functionality
• Register utility bills, monthly payments, other obligations at no additional cost
• Register different payment instruments (credit/debit cards, other)
• Generate reports (payment instrument balance, transactions log)
• Flexible application - easy to add and modify additional services

Mobile Service Provider

• Client retention
• Widening the spectrum of client centered services

• Saving money
• Reduction of staff and expenses for face-to-face customer service
• Increase of debt collection

• Truly global reach
• Mobile users can enjoy complete set of service offerings regardless of their location
• WAP/xHTML platform could allow for global offering of services reaching simultaneously millions of vendors and consumers

• Security, reliability and compatibility
• Secured communication channel
• Designed to process a great number transactions simultaneously
• Compatible with the internal billing system of the mobile service provider and other partnering companies

How it works

The integration of WAP Gateway platform & eBG.bg gives clients the opportunity to easily create a mobile user profile, access the billing database, and check and pay any funds due.

The process

1 Client selects the service directory mobiME from the WAP Gateway menu on his/her mobile phone. 2 The GSM Operator sends the msisdn and user group to mobiME 3 mobiME automatically creates a mobile user profile and registers all the invoices associated with it 4 mobieMe.eu loads and visualizes client’s billing interface (register, pay bills, register payment instruments) 5 The Client executes the actions and closes the session

Security of the mobiME mobile payments

The communication between the handset and the WAP Gateway platform and between the WAP Gateway platform and mobiME servers is over HTTPS and secured by X.509 server certificates. Additional security mechanisms are applied during the processes of card registration and payment confirmation by requiring the use of a personally defined password which the user is prompted to generate at the first card registration. The MSISDN is sent from the WAP Gateway platform to the mobiME servers in encrypted form, ensuring its authenticity.

Who we are

The mobiME service has been designed and developed by eBG.bg. The service was successfully launched in Bulgaria as an innovative solution for on-line payments that mobile operators offered to its customers through the WAP Gateway portal.

eBG.bg

eBG.bg is an e-business provider, helping its partners to profitably create a dynamic portfolio of value-based services and manage them from end to end.

The solutions eBG.bg offers are not limited only to creating a centralized, secure and dependable platform for e-services, but also include providing flexible and convenient channels for the use of these services.

Our portfolio in Bulgaria includes:

ePortal - WEB payments solution. A portal technology with : single point of access single sign-on authorization and authentication, encryption and information security standards, open standards

eMerchant - Real-time high-throughput transaction management system with different communication layers.

eBG.bg Virtual mall-Allows businesses of all sizes and fields to start selling their products and services over the Internet - fast and easy

Unified Payment Gateway- a platform for management and integration with different financial institutions